The 2025 Social Security COLA Could Be Shockingly Low

There’s an old saying about how to best determine the state of the economy. Rather than consulting a PhD in economics or a Federal Reserve chairman, simply ask the middle-class worker who just went grocery shopping.

Despite reports about inflation rates slowing, a potential recession being avoided, and other similar news, the economy is still tough. Seniors are feeling this pressure. This is true even for those who are very responsible financially.

The Social Security cost-of-living adjustment (COLA) in 2025 should be a beacon of hope. However, it may be quite dim compared to previous numbers:

  • 2024: 3.2 percent
  • 2023: 8.7 percent
  • 2022: 5.9 percent

So what could the 2025 COLA be? Some estimates say 2.4 percent. This is far lower than it should be. While some say the larger increases of recent years were due to the COVID pandemic, the lingering effects of rising prices remain. Let’s work together to bring the COLA up before the time comes.

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