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Will Next Year’s COLA Be Enough to Offset Inflation?

Inflation may be slowing compared to 2022 and 2023, but many seniors still feel like their dollars don’t stretch as far. Essentials like groceries, rent, insurance premiums, and out-of-pocket medical costs continue to climb, and Cost-of-Living Adjustments (COLAs) haven’t kept pace. In fact, over the past two decades, Social Security benefits have lost 36 percent of their buying power, according to some estimates.

Early estimates suggest next year’s COLA could be modest again, around 2.5 percent, depending on inflation trends. But for many retirees, that may not be enough to cover even the basics, let alone unexpected expenses or a well-deserved splurge.

We’re here to remind everyone that COLAs aren’t bonuses. Seniors need them to keep benefits aligned with real-world costs. When they fall short, seniors fall behind.

What kind of COLA would help you not only break even but live a little in retirement?

[Read our full 2026 COLA outlook here.]

Help The Seniors Center Protect the Future of Social Security

The Seniors Center is committed to finding solutions to strengthen and protect the Social Security Trust Fund. Social Security is a contract between citizens and the government. Money deposited in the Trust Fund should only be used to pay benefits to eligible recipients.

The Seniors Center is demanding Congress finally put a stop to the careless borrowing and spending by greedy politicians that has put our Trust Fund and our secure retirement in jeopardy.

At The Seniors Center, our goal is to help seniors, and we’re doing that by protecting the future of Social Security. Retirees shouldn’t have to worry about losing their hard-earned benefits to taxes or the agendas of greedy politicians. If you agree, we invite you to sign our petition today! And follow The Seniors Center on Twitter and Facebook for more updates!