The Cost-of-Living Adjustment (COLA) for 2025 was poised to make history, and the 2026 COLA still can.
The official number for 2025 was 2.5 percent. But had the number been a bit higher, it would’ve landed in the history books.
If it had exceeded 2.7 percent, it would’ve marked the first time in three decades that COLAs had been 2.7 percent or higher for four consecutive years. This consistent increase would’ve been a significant development.
However, the upcoming 2026 COLA is also poised to make history if it’s high enough. It could mark the first time in two decades that the COLA has exceeded 2 percent for four consecutive years.
Will the 2026 COLA Make a Difference for Retirees?
The COLA is designed to ensure that Social Security benefits keep pace with inflation. Over the past few years, inflation has been notably higher. This has been driven by various economic factors. Some of them include supply chain disruptions and increased demand for goods and services. While COLAs have risen somewhat, there’s still work to be done.
For many seniors, a COLA is not just a number. It also represents the ability to cover essential expenses such as healthcare, housing, and groceries. Even for seniors who are financially comfortable, accurate COLAs are a matter of fairness. After all, seniors paid in for years, and deserve to be paid back in full.
Unfortunately, most seniors say this last COLA has had little impact. Even if the number would’ve been two-tenths of a percent higher and broken records, the reality is it still would’ve been too low. But remember, it’s not just about fighting for specific numbers, but making our voices heard on a matter of principle.
We delivered over 100,000 signed petitions to Congress last year concerning this important matter. Do you want to be a part of this important movement? You could help change the future of retirement!
Help The Seniors Center Protect the Future of Social Security
The Seniors Center is committed to finding solutions to strengthen and protect the Social Security Trust Fund. Social Security is a contract between citizens and the government. Money deposited in the Trust Fund should only be used to pay benefits to eligible recipients.
The Seniors Center is demanding Congress finally put a stop to the careless borrowing and spending by greedy politicians that has put our Trust Fund and our secure retirement in jeopardy.
At The Seniors Center, our goal is to help seniors, and we’re doing that by protecting the future of Social Security. Retirees shouldn’t have to worry about losing their hard-earned benefits to taxes or the agendas of greedy politicians. If you agree, we invite you to sign our petition today! And follow The Seniors Center on Twitter and Facebook for more updates!